Important Loan Disclosures

  • All rates and terms are subject to change without notice and will vary depending on the strength of the member’s credit, value of collateral financed and term selected.
  • Terms to fit your budget for all vehicles.
  • Proof of insurance (if financing an auto or recreational vehicle) is required up to $1,000 deductible standard.
  • All applicable fees (if any) for loan type selected are not included in the payment quote and will be added prior to loan signing and fund disbursement.
  • A $30 loan processing fee will be charged for each application. When the loan is issued, the fee will be refunded back to your account.

If you are not a member, please contact one of our locations for information about membership before applying for a loan.

Peach State offers the following loan types:

  • Auto Loans (New)
  • Auto Loans (Used)
  • VISA® Credit Cards
  • Home Equity Line of Credit
  • Second Mortgage
  • Personal Loans
  • Recreational Vehicle Loans
  • Share Secured Loans

To apply for one of these loans, please click here.